I used this card for a 3 day road trip to the US (oh, I miss my Amazon visa, which never gave me a problem). I highly recommend traveling with several cards (don`t count on these alone). Worked well, but had some „drops“ on the road (good thing I got my AMEX). On the third day, everything was rejected! After I got home, I called Home Trust Visa and it was reported that the card was blocked after a PIN code entry error (a new card is being sent). With a limit of 10 transactions per day and the card locking potential, it`s an OK (but unreliable) card. On the bright side, after receiving my explanations, the exchange rates of the VISA Trust House, where about 2.5-3% less than AMEX transactions. I applied on January 23. On February 2, I received an email saying that we only wanted to inform you that we had received your request and that you can expect to hear in the next 3 to 4 weeks. Thank you for your patience and thank you for the choice of Preferred Visa home Trust. Today is March 2nd and I have not received anything yet. The waiting time should be even worse, as more people are starting to look for a card to replace their Amazon visa.

Then you`re close guys. In that sense: I can expect one of the big banks to buy home trust like the Scotia with Chase, so that all Canadians are caught on a foreign trading fairy fishing shell. www.hometrust.ca/documents/VISA%20Agreement.pdf It`s a real toss up (for me anyway), like going with Hometrust visa or Fido Mastercard. Both are not exchange cards (only fx on cash amount) BUT there are several drawbacks to the Hometrust card: The more its authorization/get-the-card-to-you Turn-turn-time is significantly less than Home Trust. So now we have two Canadian cards that have no FX conversion fee and no annual fee. HomeTrust Visa and Brim Finance Mastercard. I have both cards, but I just got my Brim MC this week. It`s a great map with lots of features. Hello Stany, we look forward to your comments and your request. Home Trust is indeed a serious financial institution and can undoubtedly become familiar with your financial and personal data.

While we don`t want to apologize, Home Trust`s customer service team is currently being supported by the huge influx of applications for their Preferred Visa card. That`s because Chase left Canada, and those who used the Amazon chase and Marriott cards, for example, to save on foreign transaction fees, are now trying to replace them. The Home Trust card also waives foreign transaction fees, but if you`re frustrated with your customer service, we advise you to look at the Rogers Platinum master card instead. www.hometrust.ca/pageFlip/pages/pdf/ON/ON%20Visa%20Products%20Booklet.pdf This says „Available only for home mortgage trust customers“? Good morning, Dany! We understand your frustration and share it with you, as we do with all other residents of Quebec. Unfortunately, the card is not available to Quebec candidates and we have updated our article to reflect this fact and avoid further confusion. Instead, Quebec City residents can get a better alternative: the Rogers Platinum Mastercard. People like the Home Trust card because it is exempt from foreign transaction fees, and while the Rogers card is not, it adds 4.00% in cash. Each transaction in a foreign currency earns 4.00% cash back, and as the foreign transaction tax is 2.50%, this means purchases made abroad e.T., net 1.50% total. At home, the card earns 1.75% (for CAD purchases). I applied for a secure home trust credit card because I don`t have a credit history. After a month of silence, I was asked to send them two identifiers, an electricity bill and an account statement. I sent everything except the electricity bill (all utility companies are included in my rental agreement).